✨ Just Launched

Credit Letters Software has been completely revamped — now with a full AI-powered credit analysis engine. All your favorite features are still here, now smarter.

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Revamped & Now AI-Powered

Credit Repair
Supercharged
by AI

The same powerful platform you trust — now with a built-in AI engine that analyzes any credit report, identifies every dispute opportunity, and generates targeted letters in seconds.

No credit card required
Plans from $37/mo
Cancel anytime
AI Analysis Complete
AI Credit Report Analysis — John Smith
5 items identified
Late Payment — Capital One — 90 days
Collection Account — XYZ Collections
Inaccurate Balance — Chase Visa
Duplicate Entry — TransUnion
On-time Payments — 24 months
3 Letters Generated
AI Report Diagnosis
Auto Letter Pre-Fill
Dispute Action Center
Letter Queue System
PDF Export
Credit-Based AI Usage
Analysis History
Platform Revamp

Same Powerful Platform.
Now With AI Built In.

Credit Letters Software has been completely revamped. Every feature you rely on is still here — letter generation, client portal, certified mail, billing via QuickBooks, team management, and more. We've added a full AI layer on top so you can do even more, faster.

Upload any credit report — PDF or HTML — and the AI extracts every negative item, builds a dispute action plan, and connects directly into your letter generation workflow. No extra apps. No copy-paste. No guesswork.

Try the New Features Free

AI Credit Report Analysis NEW

Upload any PDF or HTML report. AI extracts every negative item and builds a dispute plan instantly.

Dispute Action Center NEW

Review each disputed item, write letters, add notes, track progress — all from one screen.

Auto Letter Pre-Fill NEW

One click opens the letter generator pre-filled with the account name and AI dispute reason.

Letter Queue System NEW

Process all dispute items in one session. Queue walks through each item with pre-filled letters.

Analysis History NEW

Every AI run is saved to the client file. Return anytime, pick up where you left off.

Transparent AI Credits NEW

Pay only when AI runs. Viewing results, generating letters, and all actions are free.

✓ Everything You Already Love — Still Here

All existing features are unchanged and fully available on every plan.

Letter Generator Client Portal Certified Mail Fax System QuickBooks Billing & Invoicing SMS Alerts Team Members 100+ Templates Report Import
How It Works

From Report Upload to
Dispute Letter in Minutes

The fastest path from a raw credit report to a complete set of professional dispute letters.

1

Upload the Report

Upload a PDF or HTML credit report for any client. Works with any bureau format.

2

AI Analyzes Everything

AI reads the full report, extracts every negative item, and builds a dispute recommendation for each one.

3

Review & Act

A clean action center shows every item. Write letters, add notes, or queue all items at once.

4

Send Letters

Letters are pre-filled and sent certified mail, fax, or first class — directly from your dashboard.

See It In Action

Automate Your Credit Repair Business
& Mail Letters Fast

  • AI-Powered Credit Report Analysis — upload any report, get instant dispute recommendations
  • Generate complex letters including Metro 2
  • Mail Certified/First-Class letters or Fax from dashboard
  • Import credit reports via AI or use the manual import
  • Credit audits and inconsistency reports for clients
  • Advanced Affiliates, Team Members & Scheduling
  • Online Client Portal
  • QuickBooks integration — TSR-compliant invoicing & billing; bill clients and sync to your books
  • SMS & Fax messaging for clients
  • Fast Suppression/Freeze & E-Oscar Modules
  • Batch printing and envelope printing
  • CROA/TSR Compliant, API Access and much more
Everything Included

One Platform.
Every Tool You Need.

From client management to certified mail — Credit Letters Software handles the entire credit repair workflow so you can focus on results.

Client Portal & Online Access

Add clients manually or automatically. Each client gets a secured private portal to track progress. Add affiliates and team members with custom roles — perfect for outsourcing.

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100+ Preformatted Dispute Letters

Over 100 proven credit improvement letters submitted by credit consultants. Available in Business or Pro plans — every new letter added is automatically available to members.

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Import Reports & Add Snippets

Import IdentityIQ and SmartCredit reports with one click. Include a snippet image of the disputed credit report section directly inside your dispute letters.

FREE TRIAL

Send Letters Certified, First-Class or Fax

Skip the post office entirely. Send letters certified or first-class mail from your dashboard powered by LetterStream with proof of delivery. Fax directly too.

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SMS Messaging & Envelope Printing

Send SMS alerts to clients from the dashboard. Print #10 envelopes with client and CRA address information automatically from any generated letter.

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QuickBooks Billing & Invoicing

Connect QuickBooks once and bill clients from your dashboard. Invoices sync to QuickBooks Online; clients can pay via the portal. TSR-compliant. Every letter is time and date stamped with follow-up reminders.

FREE TRIAL

Professional Automation Built for Growing Credit Businesses

Every feature — including AI — in one affordable monthly plan. Scale your client base without scaling your costs.

Plans starting from
$37
per month
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No credit card required

What Credit Professionals Are Saying

Trusted by growing credit repair businesses across the country

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Your Clients Deserve
Better Credit. Faster.

Join credit professionals who use AI-powered automation to deliver better results for more clients — at a fraction of the cost of competing platforms.

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